Since 1995 · 12-Month Performance Guarantee

Your bonds pay 3-5%.
Your retirement needs more.

OmniFunds is algorithmic equities trading that shifts into the strongest stocks and exits to cash when markets turn. Designed for capital preservation with better-than-bond returns. No leverage.

No Leverage Non-Custodial SIPC Protected

Built for investors who can't afford to lose

Every design decision in OmniFunds prioritizes protecting your capital. Here is how safety is built into every layer.

Zero Leverage

No margin, no borrowed money. Just your capital. You can never lose more than your investment.

Non-Custodial

Your money stays in YOUR brokerage account. Always. We never hold, transfer, or pool your funds.

SIPC Protected

Your broker's standard protections apply. No pooled funds, no offshore accounts. Your money is where you put it.

Market State Engine

Automatically exits to cash when markets turn dangerous. The algorithm does not wait for you to panic-sell.

30 Years Operating

Nirvana Systems: continuous operation since 1995. We have survived every crash, every crisis, every market cycle.

No Exotic Instruments

Stocks and inverse ETFs only. Nothing you can't see in your brokerage account. No derivatives, no swaps, no mystery.

What happened in past crashes

"Safe" isn't what it used to be. Bonds lost 13% in 2022. Here is how OmniFunds' Market State engine protected capital when it mattered most.

2008
Financial Crisis
S&P 500 -38%
OmniFunds Max DD -7.9%
2020
COVID Crash
S&P 500 -34%
OmniFunds Max DD -7.9%
2022
Bond Rout
Bonds (AGG) -13%
OmniFunds Max DD -7.9%

The Market State engine detected danger in every major downturn and moved to cash or inverse positions before the worst of the damage. OmniFunds' maximum drawdown of 7.9% is less than what bonds lost in 2022 alone.

You don't have to go all-in

Keep your bonds. Keep your existing strategy. Just allocate a portion and watch real results in your own brokerage account.

1

Start with $50K-$150K

Keep your bonds. Allocate a portion to OmniFunds alongside your existing strategy. No need to change anything else.

2

Watch it work

Monitor real results in your own brokerage account. No simulations, no backtests, no hypotheticals. Real trades, real returns, your money.

3

Allocate more when ready

Most conservative investors increase their allocation within 6 months. You decide the pace. There is no pressure and no minimum commitment period.

Better returns. With protection.

Three flagship OmniFund strategies. Strong momentum with defensive switching. No leverage. The NAS100 & R3K fund has the lowest drawdown at just 7.9%.

Inverse ETFs

33.6%

Avg Annual Return

Max Drawdown 10.0%
Trades / Year 810

AI Mixed Growth

66.6%

Avg Annual Return

Max Drawdown 14.2%
Trades / Year 518

Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

Beat the S&P 500 by 20% — or your money back.

We do not ask you to take our word for it. If OmniFunds does not beat the S&P 500 by at least 20% in your first 12 months, you get a full refund. No fine print. No questions asked. That is how confident we are in the system's ability to protect and grow your capital.

Book a Free Demo

Customers who have stayed for decades

The ultimate measure of trust is time. These investors have trusted Nirvana Systems with their capital for 25+ years.

5 stars

"I have been a client for over 25 years. The system has performed consistently through every market condition. The team is responsive, the technology keeps improving, and most importantly, I trust them with my retirement."

Dale Swanson

25-year customer

5 stars

"Based in Australia, I was sceptical about using a US-based system. But the fact that my money stays in my own brokerage account gave me the confidence to start. The results have been outstanding."

Barry Cowling

Australia

5 stars

"I have used Nirvana for over 25 years. The platform gave me the confidence to plan an early retirement. Knowing my capital is protected while still growing faster than bonds changed my entire financial plan."

Cleve

25-year customer, early retirement

Your questions, answered honestly

Is this riskier than bonds?

It trades equities, so in theory the asset class carries more risk. But in practice, OmniFunds' maximum drawdown of 7.9% is less than what the bond market (AGG) lost in 2022 (-13%). The Market State engine exits to cash when markets turn bearish, giving you downside protection that bonds simply do not offer in rising-rate environments. And unlike bonds, OmniFunds has averaged 33-66% annual returns.

Can I start with just a portion of my portfolio?

Absolutely. Most conservative investors start with $50K-$150K alongside their existing bond and fixed-income positions. You can watch real trades happen in your own brokerage account, verify the results, and increase your allocation at whatever pace you are comfortable with. There is no minimum commitment period or pressure to go all-in.

Does this use leverage or exotic instruments?

No. Zero leverage, zero margin, zero derivatives. OmniFunds trades standard equities and, when the market turns bearish, inverse ETFs. Every position is something you can see and understand in your brokerage account. There are no complex instruments, no swaps, no options, and no borrowed money.

How is this different from a managed fund?

With a managed fund, you hand over your money and hope for the best. With OmniFunds, your money stays in YOUR brokerage account at all times. We never hold, transfer, or pool your funds. You can see every trade, check your balance any time, and withdraw whenever you want. There are no lock-up periods, no gates, and no redemption delays. Plus, our fees are a fraction of typical management fees.

How long has Nirvana been around?

Nirvana Systems has been in continuous operation since 1995 — over 30 years. We have operated through the dot-com crash, the 2008 financial crisis, COVID, the 2022 bond rout, and every market cycle in between. We have customers who have trusted us with their capital for over 25 years. Longevity in this industry is the hardest credential to fake.

Your bonds are safe.
But are they enough?

Inflation is eroding your purchasing power every year. OmniFunds gives you better returns with the same focus on preservation. Book a free demo and see 30 years of real performance data.

Book a Free Demo